SAN FRANCISCO—In a move that promises to rewire the back office for startups everywhere, Arc Technologies has dropped Archie, an AI-powered CFO agent built directly into its financial management platform.

For too long, finance has been the bottleneck for fast-moving tech companies. Founders and finance teams are drowning in manual spreadsheets, fragmented data, and financial insights that arrive too late to be strategic. Arc’s co-founder and CEO, Nicholas Lombardo, is betting that Archie is the answer, transforming finance from a reactive function into a real-time strategic advantage.

What is Archie? A Domain-Specific AI Powerhouse

Archie is positioned as the first CFO agent designed specifically for the needs of technology companies—from pre-seed ventures all the way to IPO candidates. It’s not a general-purpose chatbot. It’s an agentic AI system that fuses banking and deep domain-specific financial intelligence, refined on billions of dollars in private credit transaction data from Arc’s Capital Markets business.

This purpose-built foundation allows Archie to securely access and reason over live transaction and accounting data in a way that generalist AI tools simply can’t.

Key Features and the ‘Autopilot’ Vision

Archie operates directly within the Arc cash management platform, making real-time financial analysis accessible simply by asking a question. Think of it as having an entire team of financial analysts running quietly in the background, without the added headcount cost.

Here’s what Archie is delivering today and what’s next:

• Instant Analysis: Users can ask questions about their financials—like their current cash runway, specific growth trends, or expense drivers—and receive real-time, data-backed answers in seconds.
• Proactive Monitoring & Alerts: Coming soon, Archie will automate financial vigilance with anomaly detection. It will flag risks like unexpected burn-rate deviations, accounts receivable/payable slippage, and covenant compliance issues before they become crises.
• Custom Reporting on Demand: The platform is expanding to allow for the generation of customized reports and dashboards for internal decision-making, investor updates, and credit applications, either on-demand or on a set schedule.

The ultimate goal for Arc is to move toward a world where the entire finance function runs on “autopilot,” freeing up founders and executives to focus purely on product and growth.

Security and Differentiation

Arc is emphasizing that Archie is a CFO-grade tool built on enterprise-grade infrastructure. Security and data privacy are non-negotiable—Archie operates within Arc’s existing compliance framework, and the company explicitly states it will never train its AI models on a customer’s proprietary data.

By embedding a sophisticated AI agent directly into the platform where companies already manage their cash, Arc is unifying the finance stack and positioning Archie as the cornerstone of intelligent financial products for the modern tech company. Access to Archie is currently available to all Arc cash management customers.