RightCapital is built for financial professionals rather than individual consumers. Its primary users are financial advisors, including independent registered investment advisors (RIAs), fee-only planners, hybrid advisors, and those affiliated with broker-dealers. It has become especially popular among newer and growing practices, and a large share of the XY Planning Network membership has adopted it. The software is also used inside larger firms and enterprises that want a modern, client-friendly planning tool. End clients interact with it too, through a secure client portal and mobile app where they can view their plan, track budgets, and see scenarios their advisor has built. RightCapital tends to attract advisors who value ease of use, strong tax-planning features, and clear visual presentations they can walk through during client meetings. It is less commonly chosen by advisors who need highly complex enterprise features such as advanced estate modelling or international planning, where some competitors go deeper. In short, the typical user is a planning-focused advisor who wants to engage clients with interactive, understandable plans.